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Personal Budget Review: 5 Steps to Peace of Mind

When your parents made you mow lawns all summer, they wanted you to learn that it is easier to save a dollar than to make a dollar.  Despite these collective lessons, we tend to focus on earning more rather than conducting a simple personal budget review. Before you volunteer for overtime, take a miserable job, … Continue reading Personal Budget Review: 5 Steps to Peace of Mind

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How to Enjoy Being Cheap

I wish that more people could learn how to enjoy being cheap. I have been listening to the Dave Ramsey Show quite a bit lately, and I agree with his financial advice in general.  If you are unfamiliar with Ramsey, he explains how "debt is dumb" and tells people that they should "live like no … Continue reading How to Enjoy Being Cheap

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Cheapest Car Ownership Strategy

We have a love/hate relationship with our cars.  They can mean freedom, opportunity, adventure, and even self-expression.  On the other hand, cars also mean debt, frustration, and anxiety. I have pretty much always needed car for my occupations and lifestyle.  I appreciate the practical, comfortable service of a well-engineered machine, but my affection for cars … Continue reading Cheapest Car Ownership Strategy

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Trash Picking Laws

If you find treasure where others see trash, take a few minutes consider trash picking laws. Are you breaking the law when scavenging, dumpster diving, curb surfing, free-cycling, or trash picking?  Maybe.  It depends on where you are picking, what you are taking, and your methods. You are breaking no federal laws by trash picking garbage … Continue reading Trash Picking Laws

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The Tao of Cheap: What Taoism Teaches about Money

Discovering the Tao of Cheap I recently came across the concept of the three jewels of Taoism accidentally.  The monk training "Grasshopper" in season 1, episode 8 of Kung-Fu (1973) refers to the three jewels, the second of which is "...frugality, that I might show generosity to others."  This allusion encouraged me to investigate Taoism … Continue reading The Tao of Cheap: What Taoism Teaches about Money

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Thrift Store Tips to Become a Jedi Master of Resale

There are many great reasons to be a thrift store shopper.  It is good for the environment, saves you money, can help a good cause, and is fun. Before you launch into hyperspace across the thrift store galaxy, here are some thrift store tips to start your training. Thrift store tips summary Thrift store tip … Continue reading Thrift Store Tips to Become a Jedi Master of Resale

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Reducing the Costs of Fun

When did having fun become so expensive? Many people equate the amount of fun they are having with the amount of money they are spending.  Reducing the costs of fun does not limit your fun, just your spending. Maybe I am just a product of my childhood.  Nowadays parents drive kids from horse camp, to … Continue reading Reducing the Costs of Fun

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Minimize Car Costs

Disclosure: This post is not for people who love cars.  If driving, admiring, or massaging your ride is one of life's great pleasures, bounce now.  Nor is this post for people who are concerned with using their car to project an image of success.  This post is for people who feel that car ownership is … Continue reading Minimize Car Costs

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Insights into Willpower and Spending

Willpower and spending One of my Cheapist thrills is my public library.  I rarely set foot inside, but I download e-books and audio books regularly.  I have been listening to The Willpower Instinct: How Self-Control Works, Why It Matters, and What You Can Do to Get More of It by Kelly McGonigal.  She illuminates why … Continue reading Insights into Willpower and Spending