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Trash Picking Laws

If you find treasure where others see trash, take a few minutes consider trash picking laws. Are you breaking the law when scavenging, dumpster diving, curb surfing, free-cycling, or trash picking?  Maybe.  It depends on where you are picking, what you are taking, and your methods. You are breaking no federal laws by trash picking garbage … Continue reading Trash Picking Laws

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Top 15 Grocery Store Rip-offs

Before thinking about grocery store rip-offs, let's stop whining about the cost of groceries. Americans spend less on groceries than ever before. In 1960 American households spent almost 18% of their total income on food. American households today spend less than 10% of their income on food (even though we eat out more than ever … Continue reading Top 15 Grocery Store Rip-offs

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Reducing Your Coffee Habit Costs

Let's think about the "latte factor" of our budgets. Are your coffee habit costs worth it?  Is watching other people on their laptops the highlight of your day?  Does scoring the big, comfy seat with the least repulsive stains make you feel like a winner? Do you curate a collection of cups with your name … Continue reading Reducing Your Coffee Habit Costs

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Get the Most from Your Public Library

Stop wasting money and get the most from your public library. I am not sure what causes many of us to ignore our public libraries. Perhaps it is because marketers have done a wonderful job convincing us to pay for books, media, and downloads.  Public libraries offer the same opportunities for free but without the … Continue reading Get the Most from Your Public Library

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The Cheapest Way to Have a Smartphone

I may have been the last person in Philadelphia with a flip phone, because I was unsure of the cheapest way to have a smartphone. I was mocked at work and on the street.  Little kids driving their big-wheels would stop to stare at me (and take pictures with their smartphones).  My neighbor thought it … Continue reading The Cheapest Way to Have a Smartphone